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What is PCP misselling?

• It is the systematic misselling of vehicle loans by car dealerships across the country between 2011 and 2021 •

There has been serious misseling in the car industry affecting over 90% of customers with PCP (car loan) Agreements.

If this apllies to you we will look at the agreement for you and if your claim is valid we will give you a compensation figure within 48 hours.

Please note: regulation states we can only look at your PCP agreement if it falls between 2011 to 2021.

Just send us a signed copy of your car loan agreement using the claims form and we will assess if you have a valid PCP compensation claim.

a FSA investigation discovered over 90% of car retailers were not following guidelines.

We tell you the value of your claim within 0 hours

If you can answer yes to these 2 questions then you may have a claim worth thousands:

  • Have you purchased a car over the last 10 years on a finance deal?
  • Did your car salesman disclose what commission they were receiving on the sale of your car?

Our no win no fee claims process

We aim to make the claim process as easy and stress free as possible. Below is what you can expect when you make a PCP claim with us.

1

Submit the form with your personal and vehicle details.

We need a signed copy of your loan agreement to procceed with the claim. If you no longer have your loan agreement click here for advice on how to get your hands on a copy
2

Sign and return the consent document.

One of our operators will be in touch to discuss you personal situation and send you the consent doument for you to read and complete.
3

Receive your claim’s value within 48hrs

Your claim value will be advised within 48hrs, the claims proccess typically takes 6-9 months

What people say about us

We’re great but don’t take our word for it!

Alena Healey
Mazda 3
“James has made the process so simple. We are now receiving money back for both cars we would never of known we were entitled to. Would highly recommend doing this.”
Aaron
BMW X5
“I would hightly recommend PCP Claim Hub, James is very professional and made everything easy to so yeah choose PCP Claim Hub”
Becky Leadbetter
Audi Q7
“Dealing with James at PCP Claim Hub has been very easy and professional. Would definitely recommend!”

Recent PCP claims

Below is an example of recent PCP claims carried out by the team at PCP

Audi A1 – £7,521 awarded

Car Value: £15,098
Interest Rate: 10.83%
Loan term: 49 Months

Ford Focus – £13,159 awarded

Car Value: £10,000
Interest Rate: 40%
Loan term: 69 Months

Astra – £4,358 awarded

Car Value: £8,896.21
Interest Rate: 28%
Loan term: 48 Months

Frequently Asked Questions

How Do I Start A Claim For Mis-sold Car Finance?

Just complete our short form, providing the details of your loan agreements. We will be able to process your claim quicker the more information you can provide to us.

You can claim for any loan you were sold to purchase a vehicle in the last ten years, so you can upload as many agreements as you like.

We will then contact the lenders on your behalf and negotiate the amount of compensation you’ll be able to claim.

Our services are offered on a No Win No Fee basis, meaning you are at no financial risk to claim.

Will claiming affect my ability to get finance in the future?

No. Making a claim will not affect your finance going forward. In fact this is protected by law.

How Far Back Can I Claim?

We can help with mis-sold finance agreements that were taken out in the 10 years between 2011 & 2021

Does The Car Loan Have To Be Paid Off Or Can I Still Claim If The Loan Is Still Ongoing And Active?

It doesn’t matter if the loan is paid off or is still ongoing. We can still look at your agreement as long as it was in the last 10 years.

Can I Claim If I Bought A Car And Used A Personal Loan Instead Of A Car Loan?

Unfortunately, we would not be able to claim on your behalf in this instance.

How Much Do We Charge For Claiming The Compensation For You?

Our fees will never be more than 40% +VAT of the total compensation you are awarded. Please see our terms and conditions for more information.